What is a Futures ETF?
Futures ETF refers to an exchange-traded fund that tracks the underlying asset through futures contracts rather than spot holdings. Compared to traditional spot ETFs, it does not hold the asset directly, thus avoiding custody and private key risks.
XRP Product Highlights
- Exchange: Nasdaq
- Code: XRPI
- Fee: 0.94% (net)
- Asset allocation: ≥80% of net assets to buy CME XRP futures and related ETPs.
- Architecture: A subsidiary based in the Cayman Islands conducts derivative trading, optimizing tax and regulation.
Current price and market trends

Figure:https://www.gate.com/trade/XRP_USDT
As of May 28, 2025, the closing price of XRP is $2.30, with a daily decline of about 2.01%. The market’s recognition of the ETF structure has increased institutional interest, but in the short term, it is still affected by macro and industry sentiment.
Two ways to enter
- Spot platform to buy coins
- Common exchanges such as Gate and Binance.
- Suitable for long-term optimistic investors who are willing to manage their private keys.
- Brokerages buy ETF
- Purchase XRP through a brokerage account.
- No wallet management is required, suitable for conservative or newbie investors.
Newbie Must-Read Risk Warning
- Extension cost: The contract roll-over cost of futures ETFs may erode some profits.
- Leverage Overflow: Leveraged ETFs like XXRP amplify gains and losses intraday, long holding is not recommended.
- Regulatory Dynamics: The SEC’s stance on the spot XRP ETF directly affects price fluctuations.
Future Catalyst
- Spot XRP ETF approval probability ≈ 83% (Polymarket)
- Ripple vs SEC lawsuit: If a settlement is reached within the year, it will boost market confidence.
- CME Derivatives Expansion: More derivatives listed to enhance liquidity.
Summary
The launch of XRPI provides flexible tools for investors with different risk preferences. Newbies can choose between ETF or spot channels based on their own preferences and risk tolerance, combining dollar-cost averaging and diversification strategies to steadily position themselves in the XRP market. As regulations and the derivatives ecosystem continue to improve, XRP still holds long-term potential.